How it Works

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How It Works

Searching for quick cash loans online can sometimes feel like navigating through treacherous waters. Well, with Installment Loans it’s more like plain sailing with a fresh breath of wind in your sails.

Applying for Installment’s short term loans has been designed to be as streamlined and as easy as possible. It’s time to forget spending hours listening to hold music, or stressing over getting paperwork organised. Installment’s 100% online application is safe, secure and simple.

Ready to apply for small personal loans? Well, here’s how:

Step One – Apply Online

To apply for fast loans online, get started by scrolling up to the loan calculator at the top of the page. Enter the amount you’re looking to borrow, and your ideal repayment term. You’ll be given an idea of what your weekly, fortnightly and monthly repayments might look like.

Happy with that? Easy! Click ‘Apply Now’ and you’ll be taken to our application form. Simply fill in all the details we need from you, and we’ll get to work assessing your application.

Step Two – You’ll Hear From Us

If you meet our criteria, we’ll let you know straight away. If you apply during our normal business hours, we’ll usually have an outcome for you within 60-minutes of applying. If we need a little extra information from you, we’ll send you a text and an email.

Step Three – We Get To Work

Our assessment team will get to work making sure Installment’s personal loans online are right for you. Here they’ll be seeing if you will be to comfortably afford your repayments.

If we can’t match a loan product with your application, we’ll pass it on to our trusted network of lenders. If we can find you another lender who may be able to help, we’ll let you know. Your new lender will also be in contact, and they’ll take it from there.

Step Four – Easy Cash

If you’ve been approved, we’ll get to work transferring your cash. Generally, you could expect to see your loan the same day, or at the latest, the next business day. Access to funds is, however, dependent on inter-bank transfer times.

Funding Within 60 Minutes (Instant Transfers)

*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.

So, if you’re looking for fast loans online, look no further than Installment Loans. From cash advances to emergency loans, Installmentloans can help you cruise through finding finance online.

Apply Now